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Could you be owed £1,846.23* for each car you've financed?

Locate your agreements back to 2007 for FREE† and find out if you could be owed compensation in under 60 seconds.

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4.6

No Car Registrations Needed

No Lender Paperwork Needed

Hands-off Claim Process

HD Law has been featured in:

HD Law are the only law firm in the UK to have taken a car finance mis-selling case to the Supreme Court and be successful.

Blue car, the vehicle behind Mr Johnson's claim

£2,493.52

Amount claimed for Mr Johnson from his car finance claim.

This win is considered to be one of the biggest landmark consumer protection decisions in UK history and has paved the way for millions of consumers to receive billions of pounds of compensation.

Put your claim into gear today

With our proven track record of success, potential claimants can rest assured their case is in the hands of the experts.

You are always free to make a claim yourself either directly to your lender or through the Financial Ombudsman Service (FOS) — at no cost. The FCA has introduced a free to use motor finance redress scheme.

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Real results from real claims

HD Law has already helped these customers claim back money on their car finance agreements.

£1,972.75

Mrs C

Melton Mowbray

£1,972.75awarded after fees

MotoNovo Customer

£1,592.73

Mrs T

Bicester

£1,592.73awarded after fees

FirstRand Customer

£1,450.58

Miss M

Liverpool

£1,450.58awarded after fees

FirstRand Customer

£1,446.24

Mr Johnson (Supreme Court)

Fairwater

£1,446.24awarded after fees

MotoNovo Customer

£1,444.09

Mr G

Tranch

£1,444.09awarded after fees

MotoNovo Customer

£1,305.00

Mr S

Sutton Coldfield

£1,305.00awarded after fees

BMW Financial Services Customer

£1,211.77

Mrs Y

Glasgow

£1,211.77awarded after fees

BMW Financial Services Customer

£1,187.63

Mr M

Bridgewater

£1,187.63awarded after fees

MotoNovo Customer

£1,063.14

Mr A

United Kingdom

£1,063.14awarded after fees

MotoNovo Customer

We'll search across 93 lenders to help locate any vehicle finance agreements linked to you.

Lenders we search include:

  • Alphera Finance
  • Audi Finance
  • Barclays Finance
  • Black Horse
  • Blue Motor Finance
  • BMW Finance
  • CA Auto Finance
  • Close Brothers Finance
  • Clydesdale Bank
  • Honda Finance
  • Hyundai Finance
  • Mercedes Finance
  • Moneybarn Finance
  • MotoNovo
  • Northridge
  • PSA Finance
  • Santander
  • Toyota Finance
  • Vauxhall Finance
  • Volkswagen Finance

Frequently asked questions

How do I determine if I qualify for compensation?
If you've had a finance agreement like PCP or HP, you may be eligible for compensation due to mis-selling. Check your eligibility by filling out the form below.
What criteria must I meet to make a claim?
Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £1,846.23*. Check the form below to see if you meet the criteria.
Does the type of agreement matter (PCP vs. HP)?
Don't worry if you had an HP loan instead of a PCP agreement — we accept claims for various vehicle finance agreements. Start your claim today with the form below.
What are the timescales for a claim?
The FCA has introduced a free consumer redress scheme and they estimate that a consumer may receive on average £829 per agreement under their redress scheme. However, responses may be delayed due to legal challenges on the parameters of the redress scheme.

Whilst it is unclear when any Tribunal decision will be made, the FCA has advised lenders to prepare to be ready to respond to complaints. However, we will issue court proceedings which are not subject to the delay with the FCA's redress scheme. This does not guarantee a faster or better outcome.
What does our Free† Check cover?
Our Free Check confirms whether motor finance agreements have been identified from your credit search and the number found. You are then provided with the option to make a claim through HD Law. Further details of any agreements will be provided once HD Law is instructed. You have a 14 day cooling off period to cancel this instruction for free. Cancellation after the 14 day period may incur costs.
What is the FCA consumer redress scheme?
The FCA has introduced a free to use motor finance redress scheme, where they estimate that a consumer may receive on average £829 per agreement under their redress scheme. Redress depends on individual circumstances and eligibility. See fca.org.uk/consumers/car-finance-complaints.
Find my agreements